Owner Financing is a win/win real estate strategy that allows us to provide a home buyer mortgage financing for the remainder of the 30 year loan or until an agreed upon period of time until a conventional loan is obtained. This is a legal transaction that provides benefits to both the seller and buyer.
There are many benefits and reasons for a buyer to consider an owner financed home:
- Qualification Process – Traditional bank lending requirements have made it more difficult for individuals who may have poor credit, have had a recent divorce, are self-employed, or even bankruptcy on their record. So long as the individual has the means to pay a mortgage payment, we will provide them with a mortgage. We can provide financing with approval based on income and ability to pay, instead of your credit score.
- Credit Rating – As a buyer makes timely monthly mortgage payments on an owner financed home, there is an opportunity to improve their credit rating.
- Costs – there are many costs associated with a conventional loan such as a loan origination fee, points, underwriting charges, appraisals, etc. that are not typical in an owner financed real estate transaction.
- Fast Closing – An owner financed real estate transaction can move quickly and allows a buyer to purchase and move into a home in a shorter period of time than waiting for traditional bank lending to complete the conventional loan process.
Owner Financing May Be The Hidden Solution
- Learn How To Own A Home Without Dealing With A Bank!
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- Gain Insider Secrets on How Owner Financing Really Works!
- Discover The 5 Things You Must Know To Protect Yourself When Buying A Home!
Simply fill out the Buyer Profile Form and get your FREE Owner Finance Buyer’s Guide. Once you submit the form, we will send you the Buyer’s Guide packed with 23 pages of information and it is absolutely FREE!