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Terms of Service

Last updated: August 4, 2026

Welcome to HomesWithOwnerFinancing.com. These Terms of Service ("Terms") govern your access to and use of this website and its services. By using the site, you agree to these Terms. If you do not agree, please do not use the site.

On this page

  • 1. About the platform
  • 2. Eligibility
  • 3. Listings & content
  • 4. No professional advice
  • 5. Acceptable use
  • 6. Intellectual property
  • 7. Third-party links
  • 8. Disclaimers
  • 9. Limitation of liability
  • 10. Changes
  • 11. Contact

1. About the platform

HomesWithOwnerFinancing.com is a free online marketplace and information resource that helps buyers and sellers of owner-financed, seller-financed, and land-contract properties find one another. We are not a real estate broker, lender, mortgage broker, law firm, or financial advisor. We do not arrange, negotiate, originate, recommend, or evaluate financing, and we are not a party to any transaction between users.

2. Eligibility

You must be at least 18 years old and able to form a legally binding contract to use this site. By using the site, you represent that you meet these requirements.

3. Listings & content

Listings and other content are provided by users or third parties. We do not independently verify the accuracy, legality, or completeness of any listing, price, term, or representation. Listings may contain errors, may be out of date, or may be removed at any time. You are responsible for independently verifying all information before acting on it.

If you submit a listing or other content, you represent that you have the right to do so and that it is accurate and lawful. You grant us a non-exclusive, royalty-free license to display and distribute that content in connection with operating the site.

4. No professional advice

All information on this site is provided for general educational purposes only and does not constitute legal, financial, tax, or real estate advice. Owner financing involves significant legal and financial risk. Always consult a licensed real estate attorney, and where appropriate a tax professional, before entering into any owner-financing transaction.

5. Acceptable use

You agree not to use the site to: violate any law; post false, fraudulent, or misleading information; infringe anyone's rights; harvest or scrape data; transmit malware; or interfere with the site's operation. We may suspend or terminate access for any user who violates these Terms.

6. Intellectual property

The site's design, text, graphics, and logos are owned by or licensed to the site operator and are protected by intellectual-property laws. You may not copy, reproduce, or create derivative works without permission, except for personal, non-commercial use of the information provided.

7. Third-party links & advertising

The site may contain links to third-party websites and may display third-party advertising. We do not control and are not responsible for third-party content, products, or practices. Your dealings with third parties are solely between you and them.

8. Disclaimers

The site is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of accuracy, merchantability, or fitness for a particular purpose. We do not warrant that the site will be uninterrupted, error-free, or secure. See our full Disclaimer.

9. Limitation of liability

To the fullest extent permitted by law, the site operator and its owners, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising from your use of the site or any transaction between users. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

10. Changes to these Terms

We may update these Terms from time to time. Changes take effect when posted, and the "Last updated" date above will reflect the most recent revision. Your continued use of the site constitutes acceptance of the updated Terms.

11. Contact

Questions about these Terms? Reach us at homeswithownerfinancing@gmail.com or via our contact page.

Please note: This document is a general template provided for convenience and is not legal advice. You should have a licensed attorney review your Terms of Service before relying on them.
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HomesWithOwnerFinancing.com provides free access to nationwide owner-financed homes, land contract listings, and seller-financed properties near you. This platform does not arrange, negotiate, recommend, or evaluate financing terms and is not responsible for incorrect listings. All transactions are initiated, structured, and executed independently by buyers and sellers. We are not a lender or broker. Information on this website is for educational purposes only and does not constitute legal or financial advice.

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