Terms of Service
Effective Date: January 1, 2026
By accessing HomesWithOwnerFinancing.com, you agree to these Terms.
1. Website Purpose
HomesWithOwnerFinancing.com provides access to property listings and related housing information.
We do not originate loans or provide mortgage lending.
2. Eligibility
You must be at least 18 years old to use this website.
3. No Guarantee of Approval
Access to listings does not guarantee:
Seller approval
Financing approval
Transaction completion
Each property transaction is negotiated independently.
4. User Responsibilities
Users agree:
To provide accurate information
Not to misuse the website
Not to copy, scrape, or reproduce listings
Not to attempt unauthorized access
5. Subscription & Access Terms
If paid access is offered:
Fees are disclosed prior to purchase
Access terms are defined at checkout
Payments may be non-refundable unless otherwise stated
6. Intellectual Property
All website content is owned by HomesWithOwnerFinancing.com and may not be reproduced without permission.
7. Limitation of Liability
To the fullest extent permitted by law, we are not liable for:
Financial losses
Property disputes
Seller misrepresentations
Transaction failures
8. Indemnification
You agree to indemnify and hold harmless HomesWithOwnerFinancing.com from claims arising from misuse of the website.
9. Governing Law
These Terms are governed by the laws of the United States and applicable state law.